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“I'm overwhelmed by debt and I don't see a way out.”
The way out is not visible all at once, and it doesn't need to be. Living within your financial bounds right now is the only place to start. The debt got built over time; it gets addressed the same way.
Your Practice
Write down every debt you have on one sheet of paper, nothing hidden. Then circle the one smallest item. Focus only on that one first. The goal today is not to solve all of it, it's to stop making it worse and take one concrete step forward.
The Architects
“Attempt easy tasks as if they were difficult, and difficult as if they were easy. In the one case that confidence may not fall asleep, in the other that it may not be dismayed.”
Baltasar Gracián, The Art of Worldly Wisdom, Maxim 204 (Joseph Jacobs translation, 1892)